Sr Loan Processor (Bilingual) - Mortgage
Houston, TX
Full Time
Mid Level
FocusOne Mortgage Solutions is looking for a full-time in-house Bilingual Sr. Loan Processor. We are located in Northwest Houston.
POSITION SUMMARY:
The Mortgage Sr. Loan Processor has the primary responsibility for the mortgage loan and all documentation from the receipt of the file through closing.
ESSENTIAL DUTIES:
Member Communication
Document & Loan File Management
Underwriting & Closing Support
Compliance & Policy Adherence
Perform related duties as required.
KNOWLEDGE AND SKILLS:
EXPERIENCE:
Job Type: Full-time
Pay: $60,000.00 - $65,000.00 per year
Benefits: 401(k), Dental insurance, Health insurance, Paid time off, Vision insurance
Schedule: Monday to Friday
Work Location: In person
POSITION SUMMARY:
The Mortgage Sr. Loan Processor has the primary responsibility for the mortgage loan and all documentation from the receipt of the file through closing.
ESSENTIAL DUTIES:
Member Communication
- Serve as the primary point of contact for borrowers through the loan process.
- Point of contact to gather information and explain process expectations.
- Provide regular updates to members, realtors, and other stakeholders.
Document & Loan File Management
- Collect, review, and validate all documentation for compliance with GSE and CU standards.
- Input and maintain data integrity in the loan origination system.
- Verify income, assets, and credit report information per AUS findings.
Underwriting & Closing Support
- Review appraisals, title reports, and flood certifications.
- Ensure satisfaction of all underwriting conditions.
- Finalize file for closing and submit to investors as required (Jumbo, VA, FHA).
- Monitor lock-in periods and request extensions when necessary.
Compliance & Policy Adherence
- Ensure adherence to federal and state mortgage regulations.
- Maintain knowledge of investor and insurer guidelines.
- Follow internal policies and workflows accurately and efficiently.
Perform related duties as required.
KNOWLEDGE AND SKILLS:
- Strong interpersonal and communication skills with the ability to manage multiple stakeholders.
- High attention to detail and ability to meet deadlines under pressure
- Proficient in data entry and mortgage software systems.
- In-depth understanding of conventional and special mortgage programs
- Working knowledge of federal/state lending regulations and GSE guidelines.
EXPERIENCE:
- B.A. or B.S. degree in business preferred or equivalent work/educational experience.
- Successful completion of courses or seminars relating to mortgage banking processing and underwriting, and escrow.
- Minimum 2 years of experience as a mortgage loan processor, closer, or underwriter with an emphasis on conventional loan products
Job Type: Full-time
Pay: $60,000.00 - $65,000.00 per year
Benefits: 401(k), Dental insurance, Health insurance, Paid time off, Vision insurance
Schedule: Monday to Friday
Work Location: In person
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